Best gym billing apps in India
7 best gym billing and payment collection apps for Indian gyms in 2026
The best gym billing and payment collection app for Indian gyms in 2026 is CoachFit, at ₹299 a month with zero-commission UPI collection straight to your own bank account, automated WhatsApp fee reminders, part-payment tracking, digital receipts and Razorpay integration for cards and wallets — with no limit on members or transactions. Torzil (₹1,500 a month) adds UPI AutoPay through e-mandate so renewals debit automatically. GymForce (₹9,999 a year) and MyGymDesk (from ₹9,950 a year) are established Indian alternatives with UPI and WhatsApp. Standalone payment gateways like Razorpay (2% + GST per transaction) and Instamojo (2% + ₹3 per transaction) collect money but cannot manage memberships, send WhatsApp reminders or block expired members at a biometric door.
The list at a glance
CoachFit makes this list and ranks itself first; why is set out in its entry, along with where it is weaker. Prices for the others are as each company published them, checked on 22 September 2026.
| # | Software | Best for | Price |
|---|---|---|---|
| 1 | CoachFit | Zero-commission UPI collection for gyms | ₹299 a month or ₹2,999 a year, all features |
| 2 | Torzil | UPI AutoPay with automatic monthly debits | ₹1,500 a month or ₹14,999 a year (published) |
| 3 | GymForce | Established Indian gym billing | ₹999 a month (Growth) or ₹1,499 a month (Pro); ₹11,999 or ₹17,999 a year (published) |
| 4 | MyGymDesk | GST invoicing with tiered plans | ₹9,950 to ₹44,999 a year, tiered by staff (published) |
| 5 | Razorpay Payment Gateway | Payment gateway with wide payment method support | 2% + GST per transaction (no subscription fee) |
| 6 | Instamojo | Payment links for small businesses | 2% + ₹3 per transaction + GST (no subscription fee) |
| 7 | Paytm for Business | Zero-MDR QR code payments | UPI QR: 0% MDR; payment gateway: ~2% per transaction |
1. Zero-commission UPI collection for gyms
CoachFit
₹299 a month or ₹2,999 a year, all features
CoachFit collects gym fees through UPI with zero commission — the money goes straight to your own UPI handle or bank account, with no percentage deducted and no settlement delay. The system shows the member the exact amount and your QR code, confirms payment in one tap, marks the membership as paid and generates a digital receipt automatically. For gyms that also want card and wallet payments, CoachFit connects to your own Razorpay account so you control the gateway relationship directly.
Strong at
- Zero commission on UPI — no 2% deducted, no gateway fee, money goes to your account
- Razorpay integration for cards, net banking and wallets through your own Razorpay account
- Automated WhatsApp fee reminders before, on and after expiry at ₹0.28 per message
- Part-payment tracking with remaining balance and ageing
- Digital receipts generated for every payment, shareable on WhatsApp
- PT package billing with session tracking and trainer payouts
- Biometric attendance blocks expired members at the door — billing and access in one system
Weaker at
- No GST invoices or return filing — it records payments and receipts for your accountant
- Reminders come from CoachFit’s WhatsApp Business number with your gym’s name, not your own number
- No branded app per gym; members use the CoachFit app
- A young product, founded in 2026
2. UPI AutoPay with automatic monthly debits
Torzil
₹1,500 a month or ₹14,999 a year (published)
Torzil offers UPI AutoPay through Razorpay’s e-mandate, so monthly membership fees debit from the member’s account automatically without the front desk chasing each renewal. It also generates GST-compliant invoices with a dedicated GST report, and sends WhatsApp reminders through Meta’s official Cloud API from a verified number.
Strong at
- UPI AutoPay via e-mandate — members are debited automatically each month
- GST-compliant invoicing with GSTIN, tax breakdown and GST report
- WhatsApp through Meta’s official Cloud API with a verified business number
- Profit-and-loss reporting that tracks expenses alongside revenue
- Supports duration memberships, session packs and drop-in visits
Weaker at
- About five times CoachFit’s monthly price
- UPI AutoPay runs through Razorpay, so the gateway’s transaction fee applies to mandated payments
- A newer product with less market presence
3. Established Indian gym billing
GymForce
₹999 a month (Growth) or ₹1,499 a month (Pro); ₹11,999 or ₹17,999 a year (published)
An India-built gym system with UPI collection, WhatsApp reminders and biometric attendance. GymForce reports over 2,000 active gyms and publishes a large resource library for gym owners. Payment and billing are part of the broader membership system.
Strong at
- UPI, WhatsApp reminders and biometric attendance in one system
- Unlimited members with no per-member billing charge
- Established product with a large user base in India
Weaker at
- About three times CoachFit’s yearly price
- Detailed billing feature tiers not published on its site
- No published detail on whether UPI collection carries a gateway commission
4. GST invoicing with tiered plans
MyGymDesk
₹9,950 to ₹44,999 a year, tiered by staff (published)
An India-built system with GST invoicing, WhatsApp billing notifications and Razorpay integration on higher plans. Plans are tiered largely by the number of staff, with UPI and card collection through Razorpay available on the mid and top tiers.
Strong at
- GST invoices with GSTIN and tax breakdown built into the billing flow
- Razorpay integration for UPI and card payments on higher plans
- WhatsApp transactional messages on every plan
- Member and business apps for payment visibility
Weaker at
- Razorpay (and therefore UPI and card collection through the app) is on higher plans only
- Entry tier covers three staff; price rises with headcount
- Top tiers reach ₹29,999–₹44,999 a year
5. Payment gateway with wide payment method support
Razorpay Payment Gateway
2% + GST per transaction (no subscription fee)
Razorpay is India’s most widely used payment gateway, supporting UPI, cards, net banking, wallets and EMI across 100+ payment methods. It charges 2% + GST per transaction on UPI and cards (about 2.36% effective). There is no subscription fee, setup fee or annual charge — Razorpay earns only on successful transactions.
Strong at
- Supports 100+ payment methods including UPI, cards, net banking, wallets and EMI
- No setup fee, no annual charge — pay only on successful transactions
- Subscription and recurring billing APIs for automating renewals
- UPI AutoPay through e-mandate for automatic debits
- Widely trusted, with a large developer ecosystem and documentation
Weaker at
- 2% + GST on every UPI transaction (about ₹24 lost on a ₹1,000 payment)
- No membership management, attendance, WhatsApp reminders or biometric support
- You need separate gym software on top — Razorpay handles money, not members
- Integration requires developer effort or a platform that connects to it
6. Payment links for small businesses
Instamojo
2% + ₹3 per transaction + GST (no subscription fee)
Instamojo lets any business create shareable payment links and collect money through UPI, cards and net banking at 2% + ₹3 per transaction plus GST. No technical setup is needed — you create a link, share it on WhatsApp, and the member pays. Settlement takes three business days.
Strong at
- No technical setup — create a payment link and share it in seconds
- Supports UPI, cards, net banking and wallets
- No subscription fee or annual charge
- Simple dashboard to track payments and refunds
Weaker at
- 2% + ₹3 per transaction + GST (about ₹27 lost on a ₹1,000 payment)
- No gym-specific features — no memberships, renewals, attendance or reminders
- Settlement in three business days, not instant
- Maximum single transaction limit of ₹1,00,000 without approval
- You still need gym software separately for everything except collecting money
7. Zero-MDR QR code payments
Paytm for Business
UPI QR: 0% MDR; payment gateway: ~2% per transaction
Paytm for Business offers a QR code that accepts UPI payments from any UPI app with zero MDR by government mandate. The merchant receives the full amount. However, it is a point-of-sale tool — the member must be physically present, scan the code and enter the amount manually. There is no membership system, no automatic renewal and no way to send a fee reminder.
Strong at
- Zero MDR on UPI QR payments by government mandate — full amount received
- Accepts payments from any UPI app (Google Pay, PhonePe, Paytm, etc.)
- Instant settlement to bank account on most transactions
- No subscription fee or setup charge
Weaker at
- Member must be physically present to scan QR and enter amount manually
- No membership tracking, no automated renewals, no fee reminders
- No record of which member paid for which plan — just a raw transaction
- No WhatsApp integration, no biometric link, no digital receipt tied to a membership
- Your front desk still needs to track who paid in a register or spreadsheet
Gym billing app vs payment gateway: what is the difference?
A payment gateway (Razorpay, Instamojo, Paytm for Business) moves money from the member’s account to yours. That is all it does. It does not know which member paid, for which membership plan, or whether the payment means a renewal or a first-time sign-up.
A gym billing app (CoachFit, Torzil, GymForce, MyGymDesk) manages the membership lifecycle — plans, renewals, expiry dates, receipts, WhatsApp reminders and biometric access — and collects the fee inside that flow. When a member pays through a gym billing app, the system knows the money belongs to plan X for member Y, extends the membership, generates a receipt and stops the reminder sequence. A standalone gateway needs you to do all of that by hand.
Why zero-commission UPI matters for Indian gyms
A gym collecting ₹3,000 memberships from 200 members a month handles ₹6 lakh in fees. At 2% + GST through a payment gateway, that is roughly ₹14,000 lost every month — about ₹1.7 lakh a year — on money that was already yours.
CoachFit’s UPI collection carries no commission because the payment goes peer-to-peer from the member’s UPI app to your UPI handle. CoachFit never touches the money. The trade-off is that it requires one tap from the member or the front desk to confirm, rather than an automatic debit. For gyms where the owner or front desk is present at renewal time, this is the cheapest option.
If automatic monthly debits matter more to you than the commission, Torzil’s UPI AutoPay through Razorpay e-mandate debits the member without any manual step — but the gateway’s 2% + GST applies to each mandated payment.
What to check before choosing a gym billing app
The three questions that separate a useful billing app from a feature list:
- Where does the money land? If it goes to the software company’s account first, you depend on their settlement cycle and their solvency. CoachFit and peer-to-peer UPI send it to your own account directly.
- What does the commission cost you in a year? A 2% gateway fee on ₹6 lakh a month of collections is ₹1.7 lakh a year. Compare that to the software’s annual subscription.
- Does the billing connect to your membership system? A standalone payment link does not extend a membership, generate a receipt, stop a reminder or block an expired member at the biometric door. If those steps are manual, you have not automated billing — you have automated the payment button.
Can a gym just use Razorpay or Instamojo instead of gym software?
Technically, yes. You can create a Razorpay payment link for each member and share it on WhatsApp. The member pays, you get the money (minus 2% + GST), and you update your spreadsheet.
The problem is the four things that do not happen automatically: the membership is not renewed in any system, the fee reminder does not stop, the biometric door still lets the expired member in, and no receipt is generated. If you have 50 members, you can manage this by hand. At 200, you need a person whose only job is reconciliation.
A gym billing app does the reconciliation for you. When the member pays, the plan extends, the reminder stops, the biometric allows entry, and the receipt goes out — all in one step. That is why the gym-specific apps rank higher on this list than the payment gateways, even though the gateways support more payment methods.
Which gym billing app should you choose?
For most Indian gyms, CoachFit gives the strongest billing and payment collection at the lowest cost: zero-commission UPI, automated WhatsApp reminders, part-payment tracking, digital receipts and Razorpay integration for cards — all at ₹299 a month.
If automatic monthly debits without any manual step matter more than the commission saved, Torzil’s UPI AutoPay is the feature to look at.
If you already use a payment gateway like Razorpay and just want it to plug into a gym system, CoachFit, Torzil and MyGymDesk all integrate with Razorpay — so the gateway handles cards and wallets while the gym software handles memberships and reminders.
Do not pay a 2% commission on UPI payments that could go to your own account for free. At the scale of most Indian gyms, that commission costs more per year than the software subscription.
Questions
- Why is CoachFit ranked first on this list?
- CoachFit publishes this list, and ranks itself first. The reasons are in its entry, and so is where it is weaker. Every other product is described from its own published information, checked on the date shown, so you can compare them fairly.
- Does CoachFit charge commission on gym fee collection?
- No. CoachFit collects fees into your own UPI handle or your own Razorpay account. It takes no commission, no percentage and never holds your money. The ₹299 monthly subscription is the only cost.
- How much does a payment gateway charge on UPI for a gym?
- Razorpay charges 2% + GST (about 2.36% effective) on every UPI payment processed through its gateway. Instamojo charges 2% + ₹3 + GST. On a ₹3,000 membership payment, that is ₹71–₹75 lost per transaction. Paytm for Business QR payments carry zero MDR by government mandate, but the member must scan the QR in person and enter the amount manually.
- Can I use Razorpay with CoachFit?
- Yes. CoachFit integrates with your own Razorpay account for card, net banking and wallet payments through the member app. UPI is handled directly through CoachFit with zero commission. So you get the best of both: free UPI collection and Razorpay for everything else.
- Which gym billing app supports UPI and WhatsApp together?
- CoachFit, Torzil, GymForce and MyGymDesk all support UPI fee collection and WhatsApp reminders in one system. Standalone payment gateways like Razorpay and Instamojo can collect UPI payments but do not send WhatsApp fee reminders — you would need a separate tool.
- What is UPI AutoPay and which gym app supports it?
- UPI AutoPay uses an e-mandate to debit the member’s account automatically each month, without them having to open an app or confirm a payment. Torzil supports UPI AutoPay through Razorpay. CoachFit uses one-tap UPI confirmation instead, which avoids the 2% gateway fee.
- Is it better to use a payment gateway or gym software for billing?
- For a gym, dedicated gym software is better. A payment gateway collects money but does not manage memberships, send reminders, generate receipts or control biometric access. Gym software does all of this in one flow. You can still use a payment gateway alongside gym software — CoachFit integrates with Razorpay for card and wallet payments.
- How much commission does a gym lose on payment gateway fees in a year?
- A gym collecting ₹6 lakh a month through a 2% + GST gateway loses roughly ₹14,000 a month, or about ₹1.7 lakh a year. That is more than 50 times CoachFit’s annual subscription of ₹2,999.
- How much does CoachFit cost?
- CoachFit is ₹299 a month or ₹2,999 a year for one gym, with every feature included and no limit on members or staff. Extra branches are ₹199 a month each.
Facts on this page checked on 22 September 2026.
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